What Happens to Your SIP, Mutual Fund Units and Autopay Mandate If the Investor Dies, and How the Nominee Claims Them
Most people set up a SIP once and forget about it. That is exactly the point of a SIP, and it is also why families are often caught off guard when the investor passes away. Units keep sitting in a folio nobody knows about, a bank mandate keeps trying to…
What Happens to Your SIP Autopay If Your Bank Defaults, Merges or Is Restricted by RBI, and How to Manage Your Autopays
Your SIP does not actually live inside your bank. It lives with the fund house, and the only thing connecting the two is an autopay instruction that pulls money from your bank account every month. That connection is the weak link. If your bank merges…
How to Manage Your SIP and Investments During a War, Natural Calamity or Market Crash: What to Do and How to Balance Your Portfolio
Markets do not fall politely. They fall on a Monday morning, with a headline about a war, an oil shock or a disaster, and by the afternoon your portfolio app is red and every message group is arguing about whether to stop SIPs. September 28, 2026 was one…
SIP vs STP vs SWP: The Three Strategies Explained Together, and When to Use Each
Meena got a ₹15 lakh bonus payout from her company’s long service award, an amount large enough that dumping it into equity mutual funds all at once made her genuinely nervous. Her father, meanwhile, retired last year with a ₹1.2 crore mutual fund…
SIP Step-Up: Why Increasing Your SIP by Just 10% a Year Changes Everything
Rohan started a SIP of ₹5,000 a month the day he got his first job offer letter. Proud of himself, disciplined, consistent. Every appraisal season for the next five years, he got a raise, sometimes a healthy one, and every year, the SIP amount stayed…
SIP vs Gold vs Fixed Deposit: Where Should Your Next 10,000 Rupees Actually Go
A reader wrote in last month with a question that’s more common than people admit. She had 10,000 rupees left over after a good month at work, and no idea where to put it. Her father was pushing her toward a fixed deposit, the same thing he’d…
SIP vs PPF: Which One Actually Makes More Sense for You?
Last updated: July 2026 About This Guide: Written by the Financechecks.com Editorial Team, Personal Finance Researchers. This article has been researched using official PPF interest rate notifications, AMFI mutual fund data, and Income Tax Act…
SIP vs Lumpsum: The ₹5 Lakh Bonus Question Every Investor Gets Wrong
A friend of mine got a year-end bonus last December — a fairly generous one — and spent almost three weeks agonizing over what to do with it. Not because he didn’t want to invest it. He knew he wanted equity exposure, he had already read our posts…
How To Start A SIP And Actually Build A Retirement Fund That Covers Everything Life Throws At You
Most people who ask how to invest in SIP are not really asking about mutual funds. They are asking a much bigger question underneath it. Will I have enough money when I stop working. Will I be able to pay for my child’s college without taking a…
Recurring Deposit vs SIP: Which Builds Wealth Faster for Beginners
A cousin of mine asked me something last year that I think a lot of people quietly wonder about but rarely ask out loud. She had just started her first job and wanted to begin saving a fixed amount every month. Her father had always sworn by recurring…