Top Reasons Health Insurance Claims Get Rejected in India (Some You Probably Didn’t Know)
By the FinanceChecks.com Editorial Team | Published September 30, 2026 | Last reviewed September 30, 2026 | 10-minute read Roughly 1 in every 12 health insurance claims in India gets rejected outright, and a far larger share, by some estimates a quarter…
What Happens to Your SIP Autopay If Your Bank Defaults, Merges or Is Restricted by RBI, and How to Manage Your Autopays
Your SIP does not actually live inside your bank. It lives with the fund house, and the only thing connecting the two is an autopay instruction that pulls money from your bank account every month. That connection is the weak link. If your bank merges…
Your Rights When a Bank Charges Hidden Fees or Deducts Money Without Consent: Types of Hidden Charges and How to Spot Them
A small deduction of ₹23 here, ₹29.50 there, or an unfamiliar ₹590 line in your statement rarely feels worth a phone call. Yet across a year, unnoticed bank charges can add up to several thousand rupees, and a deduction you never agreed to can point to…
Your Rights If You Are a Victim of UPI or Online Banking Fraud: RBI Zero Liability Rules and Reporting Timelines Explained
If money has left your account through a UPI payment, a card transaction or net banking that you did not make, or that you were tricked into approving, the first few days decide how much of it you can realistically get back. Indian law and RBI rules give…
Call Forwarding Scam: How It Works, How to Check Your Phone, and How to Stay Safe
Deepak’s phone rang on a Tuesday afternoon. The caller introduced himself as being from his telecom operator, said there was a network configuration issue affecting Deepak’s SIM, and that a quick fix would sort it out immediately. All Deepak…
Bank Strike September 28-30: SBI Advisory on UPI, Internet Banking, ATM Services — What You Should Know
State Bank of India has asked customers to wrap up any branch-dependent banking work before September 28, as a three-day nationwide strike called by the United Forum of Bank Unions threatens to disrupt physical banking services across the country for the…
What Happens If You Miss an Insurance Premium Payment? Grace Period, Lapse and Revival Explained
Meenal missed her term insurance renewal by eleven days. Not out of carelessness, her auto-debit had failed silently after her bank reissued her debit card following a fraud alert, and the SMS reminder from her insurer had gone straight into a folder she…
Cheque Bounce Rules in India: Section 138 and What It Means for You
Sanjay runs a small furniture workshop in Faridabad, and eight months ago he delivered a custom dining set worth ₹1.4 lakh to a client who paid with a post-dated cheque, promising it would clear the following week. It didn’t. The bank returned it…
UPI Will Charge Merchants 0.4% From October 15, 2026: What It Means and the Questions the Government Still Owes Us
Ramesh Oberoi has run an electronics store in Gurugram for eleven years, and for the last five of them, UPI has been the backbone of his business. A customer walks in, picks out a soundbar for ₹9,500, scans the QR code taped to his billing counter, and…
What Happens to Loan EMIs and Autopay Mandates If You Die Before Anyone Tells the Bank
A family dealing with a sudden death has, understandably, a hundred more urgent things on their mind than online banking. The funeral, the paperwork, the phone calls to relatives. Somewhere in the middle of all that, a bank account that belonged to the…